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Loans

WHAT CAN WE HELP YOU FINANCE TODAY?

AUTO LOANS

Finance your vehicle with competitive rates and terms

Let us steer you in the right direction with these great Auto Loan Features:

  • 100% Financing on New and Used Autos
  • Pre-arranged financing available
  • Flexible terms
  • Automatic payments from your Citizens Bank Checking or Savings Account may qualify you for additional discount in rate

 

BEFORE YOU BUY your next vehicle, get a low interest PRE-APPROVAL before you go searching! It saves you time and money, plus keeps your auto loan at your local bank! See a Citizens Bank personal banker for more details.

NEW & USED AUTO LOANS

Finance your vehicle with competitive rates and terms.

We offer 100% financing on new and used cars and trucks with flexible terms.

Apply Now

REFINANCE YOUR CAR

You May be Able to Lower Your Car Payments

Refinance your auto loan to lower your payments or use it to cash-out.  The amount of extra cash you can borrow is based on the amount of equity you have in your car or truck.

Apply Now

GET PRE-APPROVED

Before you buy or browse for your new auto, get pre-approved. It saves you time and money, and upon approval, you’ll receive a letter to purchase your car at the dealership.

Apply Now

Citizens Bank of West Virginia offers a wide variety of loan protection coverage options.

Learn More

PERSONAL LOANS

We offer a variety of personal loans to help with unexpected expenses, travel, education or debt consolidation.

UNSECURED

Personal Loans

  • Available for any purpose
  • No collateral is required
  • Terms up to 48 months

Consumer Line of Credit

  • Available for any purpose
  • No collateral is required
  • Terms up to 60 months

SECURED

  • Loans and Lines Secured by a Citizens savings or certificate of deposit accounts (excluding IRA accounts)
  • Loans secured by certificates of deposit from other another bank or stocks
  • Equipment Loans

Apply Now

CAMPERS/RVs

We offer affordable rates and flexible terms to help you escape to the great outdoors

  • New or used purchases or refinance
  • Choose from terms up to 144 months

Up to 100% MSRP or NADA retail

Apply Now

MOTORCYCLES, BOATS, ATVs

Finance a recreational vehicle for you and your family.

  • New or used purchases or refinance
  • Choose from terms up to 60 months
  • Trailers for your motorcycle, ATV or equipment (New Only / 60 Month Term)

Up to 100% MSRP or NADA retail

Apply Now

MAKE A LOAN PAYMENT

We offer several ways to make your monthly loan payment.

MAKE A PAYMENT

MERCURY PROTECT

Auto Repair Protection with Low Monthly Payments!

Protect against those pricey unexpected auto repair headaches. Mercury Protect offers a Monthly Vehicle Repair Plan that never expires with time or mileage. Plus, with low monthly payments, it’s easy to fit into your budget.

Plan Includes:

  • 24/7 Roadside Assistance
  • Rental Car Reimbursement
  • Special Electronics Coverage

Get a Free Quote

LOAN PROTECTION OPTIONS

We offer a wide variety of loan protection coverage options to give you peace of mind in unexpected situations.

  • Citizens Credit Shield | Protection from the Unexpected
  • Mercury Protect | Auto Repair Protection
  • GAP Coverage | Protect Your Auto Investment
  • TotalRestart | Auto Replacement & Equity Protection

Learn More

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