Credit Cards Personal
Increase your purchasing power with great rates, rewards and security. Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits. We offer four great choices, all from the bank you know best! Choose the option that best fits your needs.
No annual fee and 0% intro APR for the first 12 months on purchases and balance transfers.
Variable APR after that.*
Earn unlimited reward points that don’t expire!
No annual fee and 0% intro APR for the first 12 months on purchases and balance transfers.
Variable APR after that.*
Earn 1% cash back on net purchases!
No annual fee and 0% intro APR for the first 12 months on purchases and balance transfers.
Variable APR after that.*
No penalty APR and low interest rates*!
No annual fee and 0% intro APR for the first 12 months on purchases and balance transfers.
Variable APR after that.*
*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 3.25% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 9.99% and 19.99%, Platinum Edition APRs are currently between 8.99% and 18.99%, and Cash Rewards Platinum APRs are currently between 12.99% and 22.99%. Rates are accurate as of April 30, 2020 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.