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HOME EQUITY LINES & LOANS

BORROW WHAT YOU NEED AS YOU NEED IT

With access to available funds as you need them, competitive rates and flexible payment options, a home equity line of credit or loan could be just what you need for your next major project. By using your home as collateral for home equity, you’re able to borrow money at a rate that’s lower than almost any other type of loan.

HOME EQUITY LINE OF CREDIT

A home equity line of credit lets you access available funds as you need them, similar to credit cards- but with rates that are typically lower.

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  • Borrow up to 90% of your home’s equity (maximum loan amounts apply)
  • Variable rates as low as prime minus 1.00%
  • No or low closing costs
  • Potential for tax-deductible interest
  • $50.00 Annual Fee
  • Easy access to funds with digital banking
  • Draw upon your funds as needed

Apply Now

HOME EQUITY LOAN

Home equity loans are a popular way to pay for major expenses, with fixed rates and payments for the life of the loan.

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  • Borrow up to 90% of your home’s equity
  • Low fixed rate
  • Low closing costs
  • Interest may be tax-deductible (consult a tax advisor)
  • Funds are available as a single lump sum and can have a repayment term of up to 10 years

Apply Now

USE YOUR HOME EQUITY LINE OF CREDIT OR LOAN FOR ANY PROJECT OR GOAL